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Showing posts from March, 2018

Home loan Tips: Negotiate The Best Terms While Applying For A Home Loan

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Every Individual Is Unique, So Is Every Loan Application. Many Factors And Variables Influence The Final Cost Of The Loan, Including Processing Fees, Legal Fees, Administrative Fees Etc. As So Many Variables Are In Play, The Sheer Complexity Of Terms And Conditions And The Incomprehensibility Of Fee Calculation Make Home Loan Calculations Look Like A Difficult Task. The Negotiation Process Is Often Too Arduous That Even Seasoned Finance Professionals Struggle With The Complexity Of Paperwork And Banking Norms. In This Article, We Attempt To Layout Some Key Focus Areas That Home Loan Applicants Should Focus On While Negotiating Favorable Terms, And Save Substantially On The Cost Of The Home Loan. There Are Easy And Often Convenient Ways To Get A Home Loan At An Attractive Rate Of Interest. We Have Listed Some Tips That Will Tilt Negotiation In Your Favor. Put Them In To Practice At Least 3-6 Months Before You Wish To File Your Home Loan Application.

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Tips That Will …

Real Estate Home loan Ideas - Things To Keep In Mind Until Your Home Loan Is Sanctioned.

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While Securing A Home LoanMay Not Be A Daunting Task, It Certainly Is No Cakewalk. And, After All The Hard Work You Have Put In To Secure The Loan, You Would Not Want Your Bank To Refuse You The Services, Citing Reasons You Thought Did Not Matter.
This Is Why Before You Plan To Go To Banks For A Home Loan, There Are Many Dos And Don'ts You Have To Follow.

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Dos And Don'ts
Avoid Job Hopping
A Loan Grant Is All About Money And Your Stable Job And A Regular Income Are The Foremost Factors That Decide Your Loan Eligibility And Credit Worthiness. So, Refrain From Job Hopping, If You Have Applied For A Home Loan, Even If The Opportunity Seems Bright. Remember, As Part Of The Loan Appraisal Process, Your Lender Will Confirm Your Job Stability From Your Employer And Any Frequent Job Changes Would Score Negative. Your Application Can Stand Rejected If You Have Changed Your Job Often Within A Period Of One Year.
Avoid Residence Hopping, Too
You May Not Have Given It Mu…

20 Ideas For Decorating Small Spaces On A Budget

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We All Want Our Home To Look Like They Belong In A Design Magazine, But Often The Budget Stands In The Way Of Achieving Our Dreams. Instead Of Thinking About That Expensive Piece Of Furniture Or Rug That You Can’t Afford, How About Sprucing Up Your Home With Some Home Improvement Ideas On A Budget? In Today’s Ideabook We Present You With Several Ideas That Can Help You To Bring A Stylish Look To Your Home Without Spending Too Much. It Includes Easy-To-Implement Smart Design Ideas For Small Spaces.

Credit : Freepik.Com 1. An Artistic Wall Shelf Blank Walls Can Make A Room Look Dull. When Decorating A Small House On A Budget, One Of The Easiest Ways To Add Style To A Wall Is By Painting It A Lovely Colour, But If You Feel This Idea Is Overused, Then A Geometric Or Artistic Book Shelf Can Add An Interesting Feature To The Blank Space. If You Are Good At Carpentry, You Can Even Make It Yourself.
2. Sophistication In The TV Area You Don’t Have To Invest In Expensive Television Furniture To…